Travel Guard provides international travel insurance that covers flight cancellations, reimbursement for lost or stolen luggage, reimbursement for accommodations and expenses if your flight is delayed, emergency medical expenses and also medical transportation (if needed). If the location your are visiting happens to be attacked by terrorist Travel Guard will cover some expenses and damages incurred to you from the terrorist attack such reimbursement if your entire trip is canceled. Travel Guard’s LiveTravel assistance program provides 24/7 emergency services. This program will help with travel advice, passports, emergency cash transfers and relaying information to your family or friends.
The cost of their insurance ranges from 3% to 7% of your total trip cost. It can be customized to the type of trip you’re taking and the amount insurance you need. If you are going on a cruise or going to go mountain climbing, they can cover you with reasonable prices. They even offer backpackers insurance, missionary health insurance and skiing travel insurance plus a few others.
Travel Guard has a few features that will be very helpful to you in certain situations. For instance if you need to find an English speaking doctor while visiting a foreign country they can help you find one. If the location your are visiting is evacuated due to a natural disaster Travel Guard will cover your expenses and reimburse you for your tip. In the event of flight delays due to bad whether you will also be covered for accommodations and other expenses.
You don’t have to have a long trip planned to have insurance. They offer insurance even to those traveling for only a couple of days. If you do have a long trip planned Travel Guard can make sure you get the best out of your travel investments. Some things, like weather, are out of your control and could possibly ruin your entire trip. With insurance you don’t have to worry about losing money or being stuck in a bad situation thousands of miles away from home.
In the event that you need to file a claim you must call their customer service number and ask for a claim form. Claim information is explained in detail on their website. There are different requirements for each type of travel insurance they offer. You will need to keep all receipts and if, for example, your flight is canceled you must provide documentation (tickets and receipts) of any expenses incurred by you such as hotel accommodations, food and transportation. It usually takes between 5 -7 business days for your claim to arrive in the mail. In cases where you don’t need to provide original tickets or receipts you can do this by fax making the process much faster. Travel Guard also has a 24 hour automated hot line that allows you to check on the progress of your claim.